Investing In Fixed Deposits
The Expected Risk: At the time of writing it appeared that deposits with an ADI (“authorised deposit-taking institutions”, such as banks, credit unions and others) of up to $250,000 per […]
The R&M Blog contains numerous articles and other commentary that are relevant to investors and business owners. Rogers Morris hopes you find them to be both interesting and useful.
You will notice that numerous topics are covered. If your interest relates to investments, perhaps the best place to start is the articles dealing with the task of assessing and selecting from the many investment opportunities offered in the marketplace. In a nutshell, no matter what the investment opportunity is, one should determine the expected return-for-risk in each case and prefer those having a higher expected return-for-risk over those with a lower expected return-for-risk. Determining the expected return-for-risk involves considering firstly, the return one would be reasonably expected to earn on the investment; secondly, the prospect one would have of suffering a loss of capital; and thirdly, if one did suffer a loss of capital, how extensive would that loss would be.
The Expected Risk: At the time of writing it appeared that deposits with an ADI (“authorised deposit-taking institutions”, such as banks, credit unions and others) of up to $250,000 per […]
There are a plethora of managed funds in Australia, some large and well diversified, some small and concentrated. Some invest across numerous industries while others are industry and/or asset class […]
As a general rule, a portfolio of loans to borrowers of prime credit standing would experience a lower level of defaults and bad debts than would a portfolio of loans […]
There are many peer-to-peer lending models, which makes it difficult to compare an investment in the R&M Income Fund with a peer-to-peer loan. I have nevertheless set out some commentary […]
Mortgage Loan Funds invest in or otherwise provide loans that are secured by way of a 1st registered mortgage over real estate. In many cases, the Fund’s activities are restricted […]